Pub. 11 2016-2017 Issue 5

 Completes nightly, quarterly, and year-end updates  Reduces the amount of time spent on technical problems  Improves bank’s image by promoting data security and reliability  Solves Same Day ACH processing needs  Improves productivity and efficiency  Controls and reduces operating costs  Maximum uptime  Multiple layers of data redundancy  Frees up internal resources for more effective purposes  Patches and updates are automatically installed  Processes delivered by experts  Save money on infrastructure costs  Get the latest technology and equipment available  Robust security and reliability  Lowers regulatory compliance burden CORE SOLUTIONS THAT WORK FOR YOUR BANK www.ModernBanking.com  800.592.7500  7655 Burlington St, Ralston, NE 68127 MB S M O DER N A N KIN G Y S TEM S B S Service Bureau brought to you by Nebraska banks provide innovative financial solutions to the communities they serve. We are here to enhance your success. Loan Documentation and Negotiation Loan Participations Bank Mergers and Acquisitions Succession Planning for Owners Commercial Litigation Regulatory Consultation and Compliance Loan Default Remedies and Bankruptcy Representation Real Estate Purchase, Sale and Leasing General Business Representation Nathan J. Gurnsey (402) 437-8534 Andrew B. Koszewski (402) 437-8531 Frank J. Mihulka (402) 898-7413 Michael D. Matejka (402) 898-7409 Jill D. Fiddler (402) 437-8532 Daniel R. Carnahan (402) 898-7433 www.woodsaitken.com Omaha Lincoln Denver 233 South 13th Street, Suite 700 Lincoln, NE 68508 Phone: (402) 474-1555 • Fax: (402) 474-2946 Richard J. Baier Joni Sundquist NBA President & CEO Senior Vice President of Communications richard.baier@nebankers.org joni.sundquist@nebankers.org Jerry A. Catlett NBA Chairman (402) 353-2555 Bruning State Bank Bruning Kristie K. Holoch NBA Chairman-Elect (402) 363-7431 Cornerstone Bank York Kathryn M. Barker (402) 894-7001 Core Bank Omaha Nicholas W. Baxter (402) 602-1839 First National Bank of Omaha Omaha Cory A. Bergt (402) 434-4122 Wells Fargo Bank, N.A. Lincoln Alan L. Fosler (402) 323-1272 Union Bank & Trust Co. Lincoln Karl W. Gramann (402) 988-2255 Adams State Bank Adams Rex R. Haskell (402) 687-2640 First National Bank Northeast Lyons Krista K. Heiss (308) 534-2877 NebraskaLand National Bank North Platte Anna Hernoud (402) 858-3420 Bank of the West Lincoln Chris Hove (402) 420-8344 Nebraska Bank of Commerce Lincoln Dale L. Johnson (308) 452-3225 Town & Country Bank Ravenna Susan K. Koranda (402) 256-3247 Security Bank Laurel John F. Kotouc (402) 399-5088 American National Bank Omaha Brian D. Lierman (308) 217-1382 Great Western Bank Lexington Raymond M. McKenna (402) 363-7411 Cornerstone Bank York Larry E. McPhillips (402) 564-2805 Bank of the Valley Columbus Debbie R. Newkirk (402) 449-0902 Security National Bank of Omaha Omaha Ken H. Niedan (308) 368-5555 Hershey State Bank Hershey Jason R. Smith (402) 372-5331 F&M Bank West Point Joseph T. Sullivan III (402) 348-6000 U.S. Bank, N.A. Omaha John C. Wilkins (402) 759-8126 Heartland Bank Geneva Lydell L. Woodbury (402) 563-3659 First Nebraska Bank Columbus Scott A. Zimbelman (308) 784-2000 Homestead Bank Cozad Michael Pate NBA Past Chairman (402) 916-1401 United Republic Bank Omaha