Pub. 14 2019-2020 Issue 4

WWW.NEBANKERS.ORG 4 It can be lonely out there. OPERATIONAL SERVICES • Midwest Image Exchange –MIE.net ™ • Electronic Check Clearing Products • Information Reporting –CONTROL • Electronic Funds –Wire Transfers/ACH • Risk/Fraud/Anomaly Detection Tools • Cash Management and Settlement • Federal Funds and EBA • Certificates of Deposit • International Services/Foreign Exchange • Safekeeping LENDING SERVICES • Bank Stock Loans — Acquisition, Capital Injection, and Shareholder Buy Back/ Treasury Stock Purchase • Officer/Director/Shareholder Loans ( Reg-O) • Participation Loans Purchased/Sold — Commercial, Commercial Real Estate, Agricultural, and Special Purpose Loans • Leases Our team helps community banks face today’s challenges. Investment Services offered thru First Bankers’ Banc Securities, Inc. Audit Services provided by MIB Banc Services. LLC, a subsidiary of our holding company. PERSONAL BANKER SERVICES 1 • Money Market Accounts • Certificates of Deposit INVESTMENT SERVICES 2 AUDIT SERVICES 3 MEMBER FDIC WWW. MIBANC .COM Tim Burns 402-480-0075 Doug Pfeifer 402-480-0333 A minimum balance of $25,000 is required to maintain the account. Funds are available upon request and delivered by wire transfer. No monthly service charges are assessed if the account balance does not fall below $25,000. If the account balance falls below $25,000 during the month, a monthly service charge will be incurred as shown in the Midwest Independent Bank’s Personal Banker Services Account Agreement. Domestic and International wire fees will apply. 1 2 3