Pub. 6 2011-2012 Issue 4

www.nebankers.org 4 Extraordinary Service for Extraordinary Members. 5 NBA Education Calendar 7 President’s Message – Public-Private Partnership Helping to Stop the Brain Drain The NBA and our member financial institutions have invested a great deal to ensure we keep our “best and brightest” in the state. Read more about the association’s partnerships throughout the state. By George Beattie, President & CEO, Nebraska Bankers Association 10 Washington Update – Our Message: Banks Are Over- Regulated The ABA is calling for an approach to regulation that will ensure the fundamental protection of consumers, the environment, and other concerns without bogging businesses down in red tape. By Frank Keating, President & CEO, American Bankers Association 12 Time for Regulatory Transparency The NBA has joined the Alliance of State Bankers Associations to offer a tool that will hopefully lead to greater balance and accountability in the regulatory process. By Kendell Holthus, Chairman, Nebraska Bankers Association 14 Banking on Family Business Success – The Three C’s of Family Business Continuity As you work with family business customers and think of your own bank’s succession plan, consider these critical areas as you plan for the future of your institution. By Dave Specht 16 Counselor’s Corner – Regulation Z Reminder: New Thresholds, New Challenges As a result of the Dodd-Frank Act, a large number of previously exempt transactions will become subject to Regulation Z. Discover when Reg Z applies and when it does not. By Joyce Dixon & Jeff Makovicka, Husch Blackwell LLP 21 NBISCO-Endorsed Products & Services Through the Nebraska Bankers Insurance & Services Co. (NBISCO), NBA-member financial institutions have access to a variety of high quality, competitively priced products and services. 24 Bert Ely’s Farm Credit Watch – Will “Operation Twist” Further Advantage FCS? Find out how “Operation Twist” will allow the Farm Credit System to refinance its debt at record-low rates, why the FCS wants to become an FHA direct lender, and how AgDirect fits into the overall FCS picture. By Bert Ely, Alexandria, Va. 7 10 14 NOVEMBER/DECEMBER 2011