Pub. 7 2010-2013 Issue 3

September/October 2012 19 Extraordinary Service for Extraordinary Members. box for months. Because the bank allowed officers to enter boxes without another employee controlling the guard key and without signing to enter, the relative made it appear that the officer was dishonest. No one should ever be allowed to enter any box without signing or without another employee controlling the guard key. Some banks have one-key boxes and entry to the vault is allowed by computer, which requires inputting the box num- ber and a comparison of the size of the hand. Assuming a comparison of the hand size is adequate proof of identification (which is doubtful), this procedure does not prevent someone from getting into any box with a stolen customer key once he enters the vault to access his own box. Such safe deposit box systems that do not require two keys are not adequate and often cannot be insured. When the bank is designing and following its safe deposit box procedures, all employees should keep in mind that they need to be in a position to tell the customer that bank controls make it impossible for someone to have entered the customer’s safe deposit boxwithout signing the entry records. Proper pro- cedures not only will help jog an honest customer’s memory, preventing a problem, but also will protect the bank against dishonest customers claiming something is missing.  For more information, contact Kansas Bankers Surety Co. at (785) 228-0000. Make your opportunity a “done deal” ... fast! 3100 13th Ave. S., Fargo, N.D. | 800.450.8949 > Participation loans (commercial, agricultural, construction, operating lines and term loans) > Bank stock and ownership loans > Bank building financing > Business and personal loans for bankers > Multi-family construction and long-term permanent financing Call us for quick response, competitive rates and flexible underwriting. Member FDIC 435 Gene Uher teaching them the difference between secured and unse- cured websites, and teaching them to verify an unexpected call/email/visitor’s authorization before giving them infor- mation or helping them with a project. Creating a culture of security-minded employees, where everyone in the bank sees security as their responsibility, will really provide some of the greatest protection you have available to you. Unfortunately, security and convenience vary inversely. The more security measures you put in place at your in- stitution, the less convenient things are for you and your employees, but that also makes things less convenient for any would-be attackers. Most of them will look for the low- hanging fruit. Implementing several security layers on your network and your institution will send most attackers on to an easier target.  Stephanie Chaumont is a security and compliance consultant for CoNetrix. CoNetrix is a provider of information security consulting, IT/GLBA audits and security testing, and tandem – a security and compliance software suite designed to help financial institutions create and maintain their Information Security Program. Visit CoNetrix at www.conetrix.com .  Trust — continued