Pub. 7 2012-2013 Issue 5

www.nebankers.org 4 Extraordinary Service for Extraordinary Members. 7 Get Involved! Make a Difference for Nebraska Your political involvement will pay dividends to the business and banking community in our state. By George Beattie, President & CEO, Nebraska Bankers Association 8 NBA Education Calendar 9 Washington Update – Building Relationships and Sharing Your Story Make sure your congressmen and industry regulators understand the essential role your bank plays in the community and in the national economy. By Frank Keating, President & CEO, American Bankers Association 12 Counselor’s Corner – Affiliated Business Arrangements Under RESPA Learn how your financial institution can stay in compliance when entering into affiliated business arrangements under RESPA. By Aaron Johnson, Husch Blackwell LLP 16 Tech Talk – Choosing a Cloud Hosting Provider While moving resources to the cloud can improve your bottom line, it’s critical that your bank chooses the right partner to maximize the benefits and keep your bank secure. By Nathan Dahlstrom, CoNetrix 18 Security Officer’s By-Word – Dishonest Acts Result in Loss of Bonding & Employment Termination Guarding your institution’s position of trust in the community must take priority when employment issues arise. By Charles M. Towle, Senior Vice President, Kansas Bankers Surety Company 21 Bert Ely’s Farm Credit Watch – Jill Long Thompson New FCA Chairman Given the new FCA chairman’s interest in government transparency, Jill Long Thompson has an excellent opportunity to improve the FCS and make the FCA a more effective, independent regulator. By Bert Ely, Alexandria, Va. 23 Reset the Mindset – Planning for the Future of Branch Banking Is your financial institution ready for the transformations ahead? Find out what your bank must focus on to tackle branch planning in the short and long term. By Andrew Grinstead, SVP & Senior Bank Strategist, Bank Intelligence Solutions from Fiserv 25 Meeting a Higher Standard Working with a reputable local collection agency can improve bank profitability and enhance your reputation in the community. By Mark Stelk, President, General Collection Inc. 9 18 23 JANUARY/FEBRUARY 2013 EDITORIAL: The Nebraska Banker seeks to reflect news and information relevant to Nebraska and other news and information of direct interest to members of the Nebraska Bankers Association. Statement of fact and opinion are made on the responsibility of the authors alone and do not represent the opinion or endorsement of the Nebraska Bankers Association. Articles may be reproduced with written permission only. ADVERTISEMENTS: The publication of advertisements does not necessarily represent endorsement of those products or services by the Nebraska Bankers Association. The editor reserves the right to refuse any advertisement. SUBSCRIPTION: Subscription to themagazine, which began bi-monthly publication inMay 2006, is included in membership fees to the Nebraska Bankers Association.