Pub. 7 2012-2013 Issue 6

Note: All products and services represented on this page are not insured by the FDIC or any other federal government agency, are not deposits of or guaranteed by the Bank or any Bank affiliate, and may lose value. United Bankers’ Bank 10040 Regency Circle | Suite 310 | Omaha, NE 68114 Chris Denney 402.651.8824 • www.ubb.com | Member FDIC UBB Securities Performance Edge is the latest analysis and trending tool from the top strategists at ALM Edge ® . By analyzing your bank’s performance against a custom designed peer group, Performance Edge provides you with invaluable comparisons on where you do well and where you need to improve. Peer Matchups On Several Key Ratios The Performance Edge finds the 15 closest peer matches to your bank from around the country based on five separate criteria. It then helps you analyze your bank on several key ratios relative to your true peer group. You’ll calculate your bank’s Return on Average Equity (ROAE) to reveal the areas where you already outperform your peers, where you can improve, and which categories have the best potential for growth. Performance Edge also generates a margin analysis, balance sheet mix analysis and peer group summary. Subscribe or Order Individual Reports Performance Edge is a subscription-based service that includes four quarterly reports for just $200. Reports can also be ordered individually at $150 apiece. All reports are delivered right to your desktop through the ALM Edge Online Service Center. First for Your Success… Always Performance Edge is an investment service from United Bankers' Bank, the nation’s first correspondent founded by and for community bankers. We always put your best interests first, which means unbiased investment and market advice. Call us today. Find Out How You Stack Up with Performance Edge ™