Pub. 9 2014-2015 Issue 5

www.nebankers.org 4 Extraordinary Service for Extraordinary Members. 12 26 JANUARY/FEBRUARY 2015 EDITORIAL: The Nebraska Banker seeks to reflect news and information relevant to Nebraska and other news and information of direct interest to members of the Nebraska Bankers Association. Statement of fact and opinion are made on the responsibility of the authors alone and do not represent the opinion or endorsement of the Nebraska Bankers Association. Articles may be reproduced with written permission only. ADVERTISEMENTS: The publication of advertisements does not necessarily represent endorsement of those products or services by the Nebraska Bankers Association. The editor reserves the right to refuse any advertisement. SUBSCRIPTION: Subscription to themagazine, which began bi-monthly publication inMay 2006, is included in membership fees to the Nebraska Bankers Association. 8 7 President’s Message – Our Changing Election Landscape One unique change to the political landscape in Nebraska is the sudden increase in the size and scope of independent expenditure organizations. Now more than ever the Nebraska banking industry must work aggressively to support pro-business candidates. By Richard Baier, President & CEO, Nebraska Bankers Association 8 Washington Update – Building Momentum for the Year Ahead The ABA Government Relations Council Administrative Committee has hammered out several key legislative priorities for 2015. By Frank Keating, President & CEO, American Bankers Association 10 NBA Education Calendar 12 Counselor’s Corner – Get the Debtor Name Right Find out how sticking to this one New Year resolution will pay off in 2015 and beyond. By Thomas Roubidoux, Kutak Rock LLP 14 Security Officer’s By-Word – Comprised Bank Cards Make sure your bank reviews its Financial Institution Bonds and other policies carefully to determine coverage and limits. By Charles M. Towle, KBS President & Mark Johnson, Regional Sales Manager 16 Meet the New Members of the Nebraska Legislature With 18 new state senators, we need to make certain that the collective voice of bankers is heard in the Nebraska Legislature. 18 When to Migrate from Copper to Fiber Finding a stable and highly reliable broadband platform is crucial for reliable performance. By Jay Anderson, NebraskaLink LLC 20 Tech Talk – Creating a Risk Assessment You Can Use Making your risk assessment a living document will help your institution make informed decisions about controls and offerings. By Stephanie Chaumont, CISSP, CISA, Security+, CoNetrix 22 Bert Ely’s Farm Credit Watch – ABA Launches Campaign to Increase Political Pressure on FCS Learn more about the Farm Credit System’s implicit Treasury backing, the waste generated by its unfair tax advantages, and the missed opportunities resulting from the neglect of its core mission. By Bert Ely, Alexandria, Va. 26 Salvation for Tellers in a Digital World Tellers have long been the face and the image of the bank. Discover how technology can help unleash your tellers’ potential while bringing your bank into the future. By Josh Banta, VP Service & Technical Sales, Data Business Equipment Inc.