February 17, 2025

FEBRUARY Mid-Winter IRA Essentials WorkshopFebruary 10-11Virtual CFO/Controller ForumFebruary 12Lincoln, NE Mid-Winter Advanced IRA WorkshopFebruary 12-13Virtual CEO Executive ForumFebruary 13Lincoln, NE HSA SeminarFebruary 14Virtual Bank Executives & Directors ConferenceFebruary 19-22La Jolla, CA Business Financial Statements & Tax Returns Analysis WorkshopFebruary 25-26Virtual MARCH School of Lending PrinciplesMarch 3-7Manhattan, KS Supervisor Boot Camp ConferenceMarch 18-19Lincoln, NE Basic Personal […]

Banks provide account agreements to consumers, outlining critical terms and conditions that govern their business interactions. These agreements serve as essential documents that clarify the rights, obligations and expectations of the banking relationship. Typically, banks provide two types of agreements: one for bank accounts and another for loans. The details included in these agreements vary depending on the type of account or service. Common categories of information in the agreements include bank and customer liability, deposit and withdrawal rules, check processing, rights to setoff (offset), account information security, and procedures for addressing disputes and errors. Additionally, they serve to ensure that consumers are well-informed about their relationship with the bank, enhancing transparency and fostering a better understanding of each party’s responsibilities.

With its incredible potential for innovation and efficiency, artificial intelligence (AI) is reshaping how organizations operate. However, like any disruptive technology, it comes with risks that must be understood and managed. Keep reading to explore the benefits of AI and its associated risks to help you make informed business decisions and unlock its full potential for your organization.

Over the last four years, the banking industry has battled an onslaught of new rules and regulatory changes that have threatened to fundamentally alter how financial institutions in this country operate.